Loans we make.
Purchase, refinance and home equity loans, underwritten, closed and funded by our own team.
What every loan includes
Pre-qualified within hours
Usually within a couple of hours of your first conversation.
Underwritten in-house
Credit decisions are made by our own underwriters.
Closed and funded by us
Your loan closes in our name and funds from our own lines.
One point of contact
The loan officer you meet is with you to the closing table.
Buying a home
Whether it's your first home or your fifth, we'll help you understand your options now, so you're in the strongest position when you find the right place.
- Conventional
- Fixed and adjustable options for primary homes, second homes and investment properties. Low down payment options are available for qualified buyers, and mortgage insurance can come off as you build equity.
- FHA
- Insured by the Federal Housing Administration, FHA loans are built for buyers who are still building savings or credit. Guidelines are more flexible, and the down payment can be lower than a conventional loan's.
- VA
- VA loans are one of the strongest benefits of service, with no monthly mortgage insurance. Our founder is an Army veteran, and we treat this benefit with the care it deserves.
- First-time buyers
- Down payment assistance programs can help first-time buyers with the down payment and closing costs. We'll tell you which programs you qualify for and what they require, before you make an offer.
- Self-employed
- Business owners and independent contractors can qualify using bank statements instead of tax returns, so write-offs don't stand between you and the home you can afford.
Refinancing and equity
Lower your payment, shorten your term, or put your equity to work. We'll show you what each option costs and what it saves.
- Rate and term
- Lower your monthly payment, shorten your term to build equity faster, or move from an adjustable rate to a fixed one. We'll show you the numbers side by side.
- Cash-out refinance
- Replace your mortgage with a larger one and take the difference in cash, to fund a remodel, tuition or another major goal.
- Home equity
- Keep the first mortgage you have and borrow against your equity with a home equity line of credit or a fixed home equity loan.
- VA refinance
- Streamline and cash-out refinance options for VA borrowers, with no monthly mortgage insurance.
- Investment property
- Financing for one- to four-unit rental properties, including options designed for investors whose income doesn't fit a traditional mortgage.
Let's look at your numbers.
Tell us about your home and your goals. A licensed loan officer will reach out, usually within a couple of hours.